Guaranteed Auto Protection (GAP)

Introducing coverage that fills in the gaps.

In the event your Porsche vehicle is declared a total loss due to an accident, theft, or natural disaster, your primary insurance company might only reimburse you for the amount equal to their assessment of the market value of your vehicle at the time of the total loss, less your deductible amount. As a result, there could be a significant “gap” between what your primary insurer pays and the balance you owe on your vehicle retail contract.

Porsche Guaranteed Auto Protection (GAP) may help protect you by waiving some or all of the difference.¹

Available on new, Porsche Approved Certified Pre-Owned, and pre-owned Porsche vehicles on Porsche Financial Services Retail Installment Sales Contracts at the time of vehicle purchase only.

Considering the risks associated with theft, collision, and natural disasters, Porsche GAP can help put retail contract deficiencies and insurance deductibles behind you in the event of a total loss.¹

_{The example above is for illustrative purposes only. The actual Waiver Benefit calculations may vary based on your specific circumstances and may be denied. Primary insurance deductible coverage is available up to $1,500. Please refer to your addendum for a complete list of benefits, exclusions, and limitations.}

GAP protects you and your vehicle investment

Coverage benefits:¹

• Waives covered losses up to $50,000
• Includes coverage for your insurance deductible up to $1,500³
• Covers Retail Contract balance/amount financed up to 150% of the vehicle's MSRP/NADA value
• Available on Retail Contract terms up to 84 months
• Transferable for a $50 fee if you sell your vehicle to a private party⁴
• GAP Plus benefit (not available in all states) of a $1,000 credit towards the purchase or lease of a replacement vehicle at the authorized selling Center⁵

Exclusions and limitations may apply:⁶

• Any amount or term exceeding the program maximums
• The following deductions taken by the primary insurer: prior damage, salvage, missing items, excess towing, custom equipment, and storage
• Total losses resulting from the customer’s dishonest, fraudulent, or illegal acts (such as DUI), or those committed by the customer’s family member or other person acting under the customer’s authority
• Vehicles used for competitive driving, racing, or a prohibited commercial purpose
• Leased vehicles or balloon loans

¹_{Please refer to your GAP Waiver addendum for details. Programs vary by state. Maximum eligibility limits and certain exclusions apply. Note that you remain responsible for any past-due payments, late fees, and other charges on your retail contract.}

²_{Vehicle’s current value as determined by your insurance company. In certain instances the Actual Cash Value will be based on a regionally used and industry-accepted source.}

³_{Deductible coverage is not available in all states.}

⁴_{Agreement is transferable within 30 days of covered vehicle resale if private party assumes your retail contract and no other terms of the retail contract are modified.}

⁵_{GAP Plus is not available for purchase in AK, FL, GA, KS, NY, TN, TX, or WV, consult your authorized Porsche Center. The GAP Plus Benefit is valid only at your authorized selling dealer in the form of a $1,000 credit toward the purchase/lease of a replacement vehicle after a Waiver Benefit has been approved. Please see your addendum for details.}

⁶_{Additional exclusions may apply. Please see your GAP Waiver addendum for specific coverage details, including limitations and a complete list of exclusions.}

GAP Program

Your Porsche model means the world to you and we’re here to make sure it keeps its value. Not only do we want to ensure that your vehicle’s replacement value is covered, but we’re here to work with you to nail down all the finite details. When you sign up with the Porsche GAP program, you’ll be covering the gap between your current payoff amount and the amount that you owe. What this entails is that if the vehicle is totaled in an accident, if it’s stolen and not recovered or if it’s deemed a total loss due to write-off, you’re covered. We like to call it the ultimate insurance policy for your investment — providing coverage against theft, accident damage and more, so you can be confident that we’ve got your back. The Porsche GAP program:

What Is GAP Insurance

• Waives the amount equal to the unpaid net balance of your loan less the actual cash value of your vehicle as determined by the primary insurance company.
• Includes coverage for up to $1,000 of your primary insurance deductible.*
• Available on all loan amounts or any finance agreement term. Loans over 150% of NADA value or MSRP will be re-amortized to 150% in the event of a claim. Terms over 84 months will be re-amortized to 84 months in the event of a claim.
• Can be financed with 3rd party finance source.
• Cancelable within 30 days for a full refund; after 30 days, refund will be calculated prorated less processing feed.^
• Waives covered losses up to $50,000.
• Available on new and used vehicles.

You worked hard to get your Porsche, and you deserve to drive it with confidence. The Porsche GAP program is designed to protect you from the unexpected.

Learn More at Porsche of Ocala

If you want to learn more about how the Porsche GAP Program protects you out on the road ahead, contact us today or stop by our dealership at 5155 S. W. College Road Ocala, FL 34474. We look forward to serving our customers near Gainesville, The Villages and the Hernando area.

*Insurance deductible coverage is not available in all states.

^Additional exclusions may apply. Please see your addendum for specific coverage details, including limitations and exclusions.